Chase Ink Business Unlimited — Requirements, Credit Limit & How to Get Approved (2026)
The Chase Ink Business Unlimited is a business cash back business card from Chase. Welcome bonus: $750 / $6k in 3 mo.
Based on 5 confirmed reports so far. Statistics will appear once we have at least 5 reports. Applied for this card? Add yours →
Chase Ink Business Unlimited terms
- Annual fee
- $0
- APR
- 18.49%–24.49%
- Welcome bonus
- $750 / $6k in 3 mo
Chase Ink Business Unlimited credit limit
The Chase Ink Business Unlimited issues $3k – $75k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →
Chase Ink Business Unlimited requirements
- Suggested credit score
- 660+
- Min credit history
- 12 months
- Recommended utilization
- under 45%
- Recent hard inquiries
- up to ~5
- Chase 5/24
- Must be under 5/24; doesn't add to your count
- Credit limit range
- $3k – $75k
- Annual fee
- $0
- APR
- 18.49%–24.49%
- Welcome bonus
- $750 / $6k in 3 mo
- Reports to
- Experian
How Chase decides
Rules Chase applies across its cards. They decide applications before your score is even weighed.
- Denied on most Chase cards if 5+ personal cards opened across all issuers in last 24 months.
- Chase rarely approves more than 2 personal cards in a rolling 30 days.
What applicants reported
Real reported Chase Ink Business Unlimited applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
How to apply for the Chase Ink Business Unlimited
- 1Chase Biz Checking $4k+
- 2Apply together with Ink Preferred
- 3Denied: 1-800-453-9719
Worth knowing
- Real limit $3k–$20k
- 0% APR 12 mo — use for business
Denied? Chase takes reconsideration calls at 1-800-453-9719 (24/7).
Similar cards
Will you be approved for the Chase Ink Business Unlimited?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.