Enter your profile and we'll estimate your approval odds and expected limit from real applications on myFICO and from verified clients. No signup.
Need full portfolio and DTI analysis? Open the dashboard300–850
pre-tax
file age
on a single card
balance / limit
Enter your FICO and a few card details — we'll show your approval odds and expected limit for the best-matched card.
This is a probability estimate, not a guarantee of approval. Not financial advice.
Three independent models look at your profile from different angles, and the engine combines them into a single prediction. Exactly how they're weighted is internal logic — it stays on the server.
FICO score, income, and utilization set a baseline probability — the starting point before any issuer rules apply.
Issuer-specific rules and thresholds: Chase's 5/24, income sensitivity, and your odds on a reconsideration line.
We match your profile against real applications — who got approved and who got denied with numbers like yours.
What the predictions are built on
436real approvals and denials
The dashboard factors in your portfolio, authorized-user cards, banking relationships, and DTI — then predicts approval odds and a limit for every card.
Open dashboard