Know your approval odds before you apply.
Enter your profile and we'll estimate your approval odds and expected limit from real approval data. No signup.
Need full portfolio and DTI analysis? Open the dashboardQuick estimate
no signup300–850
pre-tax
file age
on a single card
balance / limit
Enter your FICO and a few card details — we'll show your approval odds and expected limit for the best-matched card.
This is a probability estimate, not a guarantee of approval. Not financial advice.
How the prediction works
Three independent models look at your profile from different angles, and the engine combines them into a single prediction. Exactly how they're weighted is internal logic — it stays on the server.
The math
FICO score, income, and utilization set a baseline probability — the starting point before any issuer rules apply.
Bank logic
Issuer-specific rules and thresholds: Chase's 5/24, income sensitivity, and your odds on a reconsideration line.
Real applicants
We match your profile against real applications — who got approved and who got denied with numbers like yours.
What the predictions are built on
445real approvals and denials
Build your full profile and check every card at once.
The dashboard factors in your portfolio, authorized-user cards, banking relationships, and DTI — then predicts approval odds and a limit for every card.
Open dashboard