Real data · myFICO + r/churning

Credit Card Intelligence

Approval predictor built on 410 real data points from Reddit, myFICO, and verified clients

71%

Avg approval

$14k

Median limit

725

Median score

300–579Poor

580–669Fair

670–739Good

740–799Very good

800–850Exceptional

Upload your credit report (PDF)

Drag & drop or click to choose — processed once and discarded, never stored

Your score and income — the two required fields.

FICO Score *

300–850

Annual Income ($) *

Gross, all sources

Hard Inquiries (12 mo)

Hard pulls last 12 mo

Late Payments (30+ days)

Last 2 years

Bankruptcy