Chase Ink Business Preferred — Credit Limit, Score & Approval Odds (2026)
The Chase Ink Business Preferred is a business travel business card from Chase. Welcome bonus: 90,000 pts / $8k in 3 mo.
Based on 13 real reported applications, 77% were approved — median approved FICO 752, median starting limit $26.5k.
Deciding between Ink cards? Compare all Chase Ink Business cards →
Chase Ink Business Preferred credit limit
Credit Limit — this card
$5k – $75k
The span of limits the Chase Ink Business Preferred issues. Across 10 reported approvals the median starting limit was $26.5k ($16.3k–$38.8k typical). Your personal limit depends on your profile — calculate your odds and limit →
Credit score needed for the Chase Ink Business Preferred
The issuer generally looks for a credit score of 670+. Approved applicants in our data had a median FICO around 752 (range 700–810).
Chase Ink Business Preferred approval odds
Based on 13 real applications reported for the Chase Ink Business Preferred, 77% were approved.
Approval rate
77%
13 reported apps
Approved
10
3 denied
Typical approved profile
752 FICO · 6% utilization · 2 recent inquiries — medians across 10 reported approvals. Lowest approved score on record: 700.
How the 3 denied applicants differed
Same medians as the approved profile above, for the applications that were turned down — so the gap is the story, not the raw number.
- Median FICO
- 670-82 pts vs approved
- Median utilization
- 38%+32 pts vs approved
Score is only part of it — utilization, recent inquiries and account age move the odds too.
Real reported Chase Ink Business Preferred applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Chase Ink Business Preferred requirements
- Suggested credit score
- 670+
- Min credit history
- 12 months
- Recommended utilization
- under 40%
- Recent hard inquiries
- up to ~5
- Chase 5/24
- Must be under 5/24; doesn't add to your count
- Credit limit range
- $5k – $75k
- Annual fee
- $95
- APR
- 21.24%–26.24%
- Welcome bonus
- 90,000 pts / $8k in 3 mo
- Reports to
- Experian, Equifax
Chase Ink Business Preferred approval — FAQ
What credit score do you need for the Chase Ink Business Preferred?
Approved applicants in our data had a median FICO around 752 (range 700–810). The issuer generally looks for 670+.
What is the credit limit for the Chase Ink Business Preferred?
The Chase Ink Business Preferred issues limits from $5k to $75k. Across 10 reported approvals the median starting limit was $26.5k, typically $16.3k–$38.8k.
How to get approved for the Chase Ink Business Preferred?
Aim for a credit score around 670+, keep utilization under 40%, you generally need to be under Chase's 5/24 to be approved (business cards don't add to your 5/24 count), have at least 12 months of credit history. If you're denied, you can request reconsideration at 1-800-453-9719 (24/7).
What are the requirements for the Chase Ink Business Preferred?
Suggested score 670+, at least 12 months of credit history, utilization under 40%, and up to about 5 recent hard inquiries. Annual fee: $95. Reports to Experian, Equifax.
What are the approval odds for the Chase Ink Business Preferred?
Based on 13 real reported Chase Ink Business Preferred applications, 77% were approved. Approved applicants had a median FICO of 752 and 6% utilization. Denied applicants had a median FICO of 670 and 38% utilization. Your own odds depend on your full profile — the predictor scores it against this data.
What is the approval rate for the Chase Ink Business Preferred?
Of 13 reported Chase Ink Business Preferred applications in our dataset, 77% were approved — the lowest approved score we have on record is 700.
Will you be approved for the Chase Ink Business Preferred?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.