Chase Ink Business Cash — Credit Limit, Score & Approval Odds (2026)
The Chase Ink Business Cash is a business cash back business card from Chase. Welcome bonus: $750 / $6k in 3 mo.
Based on 6 real reported applications, 83% were approved — median approved FICO 752, median starting limit $20k.
Chase Ink Business Cash credit limit
Credit Limit — this card
$3k – $75k
The span of limits the Chase Ink Business Cash issues. Across 5 reported approvals the median starting limit was $20k ($20k–$25k typical). Your personal limit depends on your profile — calculate your odds and limit →
Credit score needed for the Chase Ink Business Cash
The issuer generally looks for a credit score of 660+. Approved applicants in our data had a median FICO around 752 (range 732–758).
Chase Ink Business Cash approval odds
Based on 6 real applications reported for the Chase Ink Business Cash, 83% were approved.
Approval rate
83%
6 reported apps
Approved
5
1 denied
Typical approved profile
752 FICO · 6% utilization · 2 recent inquiries — medians across 5 reported approvals. Lowest approved score on record: 732.
How the 1 denied applicants differed
Same medians as the approved profile above, for the applications that were turned down — so the gap is the story, not the raw number.
- Median FICO
- 672-80 pts vs approved
- Median utilization
- 35%+29 pts vs approved
Score is only part of it — utilization, recent inquiries and account age move the odds too.
Real reported Chase Ink Business Cash applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Chase Ink Business Cash requirements
- Suggested credit score
- 660+
- Min credit history
- 12 months
- Recommended utilization
- under 45%
- Recent hard inquiries
- up to ~5
- Chase 5/24
- Must be under 5/24; doesn't add to your count
- Credit limit range
- $3k – $75k
- Annual fee
- $0
- APR
- 18.49%–24.49%
- Welcome bonus
- $750 / $6k in 3 mo
- Reports to
- Experian
Chase Ink Business Cash approval — FAQ
What credit score do you need for the Chase Ink Business Cash?
Approved applicants in our data had a median FICO around 752 (range 732–758). The issuer generally looks for 660+.
What is the credit limit for the Chase Ink Business Cash?
The Chase Ink Business Cash issues limits from $3k to $75k. Across 5 reported approvals the median starting limit was $20k, typically $20k–$25k.
How to get approved for the Chase Ink Business Cash?
Aim for a credit score around 660+, keep utilization under 45%, you generally need to be under Chase's 5/24 to be approved (business cards don't add to your 5/24 count), have at least 12 months of credit history. If you're denied, you can request reconsideration at 1-800-453-9719 (24/7).
What are the requirements for the Chase Ink Business Cash?
Suggested score 660+, at least 12 months of credit history, utilization under 45%, and up to about 5 recent hard inquiries. Annual fee: $0. Reports to Experian.
What are the approval odds for the Chase Ink Business Cash?
Based on 6 real reported Chase Ink Business Cash applications, 83% were approved. Approved applicants had a median FICO of 752 and 6% utilization. Denied applicants had a median FICO of 672 and 35% utilization. Your own odds depend on your full profile — the predictor scores it against this data.
What is the approval rate for the Chase Ink Business Cash?
Of 6 reported Chase Ink Business Cash applications in our dataset, 83% were approved — the lowest approved score we have on record is 732.
Will you be approved for the Chase Ink Business Cash?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.