Chase Freedom Unlimited — Approval Odds & Credit Limit (2026)
The Chase Freedom Unlimited is a cash back card from Chase. Welcome bonus: $200 / $500 in 3 mo.
Credit limit range — this card
$500 – $26k
The span of limits the Chase Freedom Unlimited issues. Your personal limit depends on your profile — calculate your odds and limit →
Approval rate
75%
12 reported apps
Typical score
712
660–755 range
Approved
9
3 denied
Real reported applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Chase Freedom Unlimited requirements
- Suggested credit score
- 660+
- Min credit history
- 6 months
- Recommended utilization
- under 50%
- Recent hard inquiries
- up to ~5
- Chase 5/24
- Counts toward the 5/24 limit
- Credit limit range
- $500 – $26k
- Annual fee
- $0
- APR
- 20.49%–29.24%
- Welcome bonus
- $200 / $500 in 3 mo
- Reports to
- Experian
Chase Freedom Unlimited approval — FAQ
What credit score do you need for the Chase Freedom Unlimited?
Approved applicants in our data had a median FICO around 712 (range 660–755). The issuer generally looks for 660+.
What credit limit does the Chase Freedom Unlimited give?
This card issues limits from $500 to $26k. Across 9 reported approvals the median starting limit was $7k, typically $5.5k–$9k.
What is the approval rate for the Chase Freedom Unlimited?
Of 12 reported Chase Freedom Unlimited applications in our dataset, 75% were approved.
Will you be approved for the Chase Freedom Unlimited?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from r/churning, r/CreditCards and myFICO, not the issuer. Not financial advice.