Chase Sapphire Preferred — Approval Odds & Credit Limit (2026)
The Chase Sapphire Preferred is a travel card from Chase. Welcome bonus: 60,000 pts / $4k in 3 mo.
Credit limit range — this card
$5k – $75k
The span of limits the Chase Sapphire Preferred issues. Your personal limit depends on your profile — calculate your odds and limit →
Approval rate
75%
20 reported apps
Typical score
735
667–810 range
Approved
15
5 denied
Real reported applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Chase Sapphire Preferred requirements
- Suggested credit score
- 670+
- Min credit history
- 12 months
- Recommended utilization
- under 40%
- Recent hard inquiries
- up to ~5
- Chase 5/24
- Counts toward the 5/24 limit
- Credit limit range
- $5k – $75k
- Annual fee
- $95
- APR
- 21.49%–28.49%
- Welcome bonus
- 60,000 pts / $4k in 3 mo
- Reports to
- Experian, Equifax
Chase Sapphire Preferred approval — FAQ
What credit score do you need for the Chase Sapphire Preferred?
Approved applicants in our data had a median FICO around 735 (range 667–810). The issuer generally looks for 670+.
What credit limit does the Chase Sapphire Preferred give?
This card issues limits from $5k to $75k. Across 15 reported approvals the median starting limit was $8.5k, typically $5k–$14k.
What is the approval rate for the Chase Sapphire Preferred?
Of 20 reported Chase Sapphire Preferred applications in our dataset, 75% were approved.
Will you be approved for the Chase Sapphire Preferred?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from r/churning, r/CreditCards and myFICO, not the issuer. Not financial advice.