Chase Sapphire Reserve — Approval Odds & Credit Limit (2026)
The Chase Sapphire Reserve is a travel card from Chase. Welcome bonus: 150,000 pts / $6k in 3 mo.
Credit limit range — this card
$10k – $80k
The span of limits the Chase Sapphire Reserve issues. Your personal limit depends on your profile — calculate your odds and limit →
Approval rate
60%
20 reported apps
Typical score
776
742–832 range
Approved
12
8 denied
Real reported applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Chase Sapphire Reserve requirements
- Suggested credit score
- 720+
- Min credit history
- 24 months
- Recommended utilization
- under 30%
- Recent hard inquiries
- up to ~4
- Chase 5/24
- Counts toward the 5/24 limit
- Credit limit range
- $10k – $80k
- Annual fee
- $795
- APR
- 22.49%–29.49%
- Welcome bonus
- 150,000 pts / $6k in 3 mo
- Reports to
- Experian, Equifax
Chase Sapphire Reserve approval — FAQ
What credit score do you need for the Chase Sapphire Reserve?
Approved applicants in our data had a median FICO around 776 (range 742–832). The issuer generally looks for 720+.
What credit limit does the Chase Sapphire Reserve give?
This card issues limits from $10k to $80k. Across 12 reported approvals the median starting limit was $31k, typically $23.3k–$38.5k.
What is the approval rate for the Chase Sapphire Reserve?
Of 20 reported Chase Sapphire Reserve applications in our dataset, 60% were approved.
Will you be approved for the Chase Sapphire Reserve?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from r/churning, r/CreditCards and myFICO, not the issuer. Not financial advice.