Fidelity Rewards Visa Signature — Requirements, Credit Limit & How to Get Approved (2026)
The Fidelity Rewards Visa Signature is a cash back card from Elan/Fidelity. Welcome bonus: $100 statement credit / $1k in 3 mo.
Based on 5 confirmed reports so far. Statistics will appear once we have at least 5 reports. Applied for this card? Add yours →
Fidelity Rewards Visa Signature terms
- Annual fee
- $0
- APR
- 19.24%–29.24%
- Welcome bonus
- $100 statement credit / $1k in 3 mo
Fidelity Rewards Visa Signature credit limit
The Fidelity Rewards Visa Signature issues $1k – $30k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →
Fidelity Rewards Visa Signature requirements
- Suggested credit score
- 680+
- Min credit history
- 12 months
- Recommended utilization
- under 40%
- Recent hard inquiries
- up to ~4
- Credit limit range
- $1k – $30k
- Annual fee
- $0
- APR
- 19.24%–29.24%
- Welcome bonus
- $100 statement credit / $1k in 3 mo
- Reports to
- TransUnion
How Elan/Fidelity decides
Rules Elan/Fidelity applies across its cards. They decide applications before your score is even weighed.
- The card is issued by Elan Financial Services, not by Fidelity — Fidelity is the rewards brand. Approval, credit line and servicing decisions are Elan's.
What applicants reported
Real reported Fidelity Rewards Visa Signature applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
How to apply for the Fidelity Rewards Visa Signature
- 1Open Fidelity IRA or brokerage
- 2After 1-2 years — pre-approval will arrive
- 3Or apply directly with existing account
- 4Denied: 1-888-551-5144
Worth knowing
- Real limit $1k–$23.5k (verified)
- 2% on everything → directly to Fidelity IRA
- Pre-approval mail = higher SL
Denied? Elan/Fidelity takes reconsideration calls at 1-888-551-5144.
Similar cards
Will you be approved for the Fidelity Rewards Visa Signature?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.