Fidelity Rewards Visa Signature — Requirements, Credit Limit & How to Get Approved (2026)
The Fidelity Rewards Visa Signature is a cash back card from Elan/Fidelity.
Based on 4 confirmed approvals so far. Statistics appear once we reach 5 approvals. Applied for this card? Add yours →
Fidelity Rewards Visa Signature welcome bonus
Earn $100 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Elan/Fidelity publishes no end date for this offer. It runs until the issuer replaces it, which can happen without notice — the terms you see on the application are the ones that bind.
Fidelity Rewards Visa Signature APR
The ongoing APR is 19.24%–29.24% — variable with the prime rate, and your exact rate within that range is set from your profile at approval.
Fidelity Rewards Visa Signature annual fee
The Fidelity Rewards Visa Signature annual fee is $0 — no yearly cost to keep the account open.
Fidelity Rewards Visa Signature credit limit
The Fidelity Rewards Visa Signature issues $1k – $30k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →
Fidelity Rewards Visa Signature requirements
- Suggested credit score
- 680+
- Min credit history
- 12 months
- Recommended utilization
- under 40%
- Recent hard inquiries
- up to ~4
- Credit limit range
- $1k – $30k
- Reports to
- TransUnion
How Elan/Fidelity decides
Rules Elan/Fidelity applies across its cards. They decide applications before your score is even weighed.
- The card is issued by Elan Financial Services, not by Fidelity — Fidelity is the rewards brand. Approval, credit line and servicing decisions are Elan's.
What applicants reported
Real reported Fidelity Rewards Visa Signature applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
How to apply for the Fidelity Rewards Visa Signature
- 1Open Fidelity IRA or brokerage
- 2After 1-2 years — pre-approval will arrive
- 3Or apply directly with existing account
- 4Denied: 1-888-551-5144
Worth knowing
- Real limit $1k–$23.5k (verified)
- 2% on everything → directly to Fidelity IRA
- Pre-approval mail = higher SL
Denied? Elan/Fidelity takes reconsideration calls at 1-888-551-5144.
Fidelity Rewards Visa Signature — FAQ
What is the welcome bonus on the Fidelity Rewards Visa Signature?
Earn $100 statement credit after you spend $1,000 on purchases in the first 3 months from account opening. Elan/Fidelity publishes no end date for it — the offer runs until it is replaced.
What is the APR on the Fidelity Rewards Visa Signature?
The ongoing APR is 19.24%–29.24%, variable with the prime rate and set from your profile at approval.
What is the annual fee for the Fidelity Rewards Visa Signature?
The Fidelity Rewards Visa Signature annual fee is $0.
Similar cards
See approval statistics across all cards — approval rates and starting limits by FICO band →
Will you be approved for the Fidelity Rewards Visa Signature?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.