Amex Blue Cash Everyday — Requirements, Credit Limit & How to Get Approved (2026)

The Amex Blue Cash Everyday is a cash back card from Amex. Welcome bonus: $200 / $2k in 6 mo.

Amex Blue Cash Everyday terms

Annual fee

$0

APR

19.24%–29.99%

Welcome bonus

$200 / $2k in 6 mo

Amex Blue Cash Everyday credit limit

The Amex Blue Cash Everyday issues $500 – $20k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →

Amex Blue Cash Everyday requirements

Suggested credit score

650+

Min credit history

6 months

Recommended utilization

under 50%

Recent hard inquiries

up to ~6

Credit limit range

$500 – $20k

Annual fee

$0

APR

19.24%–29.99%

Welcome bonus

$200 / $2k in 6 mo

Reports to

Experian

How Amex decides

Rules Amex applies across its cards. They decide applications before your score is even weighed.

• Soft cap ~5 Amex cards WITH a preset spending limit. NPSL/charge cards excluded.
• At most 2 Amex cards in a 90-day window; cannot get 2 credit cards same day.
• Welcome bonus once per lifetime per card product. Pre-application pop-up warns.

What applicants reported

Real reported Amex Blue Cash Everyday applications

Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.

How to apply for the Amex Blue Cash Everyday

1. 1Apply With Confidence
2. 2Apply online
3. 3Denied: 1-800-567-1083

Worth knowing

• Real limit $500–$8k
• 3% supermarkets + 3% gas — $0 fee

Denied? Amex takes reconsideration calls at 1-800-567-1083 (24/7).

Similar cards

Approval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.