Amex Blue Cash Everyday — Requirements, Credit Limit & How to Get Approved (2026)
The Amex Blue Cash Everyday is a cash back card from Amex.
Based on 4 confirmed approvals so far. Statistics appear once we reach 5 approvals. Applied for this card? Add yours →
Amex Blue Cash Everyday welcome bonus
Earn $200 after you spend $2,000 on purchases in the first 6 months from account opening.
Amex publishes no end date for this offer. It runs until the issuer replaces it, which can happen without notice — the terms you see on the application are the ones that bind.
Amex Blue Cash Everyday APR
The ongoing APR is 19.24%–29.99% — variable with the prime rate, and your exact rate within that range is set from your profile at approval.
Amex Blue Cash Everyday annual fee
The Amex Blue Cash Everyday annual fee is $0 — no yearly cost to keep the account open.
Amex Blue Cash Everyday credit limit
The Amex Blue Cash Everyday issues $500 – $20k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →
Amex Blue Cash Everyday requirements
- Suggested credit score
- 650+
- Min credit history
- 6 months
- Recommended utilization
- under 50%
- Recent hard inquiries
- up to ~6
- Credit limit range
- $500 – $20k
- Reports to
- Experian
How Amex decides
Rules Amex applies across its cards. They decide applications before your score is even weighed.
- Soft cap ~5 Amex cards WITH a preset spending limit. NPSL/charge cards excluded.
- At most 2 Amex cards in a 90-day window; cannot get 2 credit cards same day.
- Welcome bonus once per lifetime per card product. Pre-application pop-up warns.
What applicants reported
Real reported Amex Blue Cash Everyday applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
How to apply for the Amex Blue Cash Everyday
- 1Apply With Confidence
- 2Apply online
- 3Denied: 1-800-567-1083
Worth knowing
- Real limit $500–$8k
- 3% supermarkets + 3% gas — $0 fee
Denied? Amex takes reconsideration calls at 1-800-567-1083 (24/7).
Amex Blue Cash Everyday — FAQ
What is the welcome bonus on the Amex Blue Cash Everyday?
Earn $200 after you spend $2,000 on purchases in the first 6 months from account opening. Amex publishes no end date for it — the offer runs until it is replaced.
What is the APR on the Amex Blue Cash Everyday?
The ongoing APR is 19.24%–29.99%, variable with the prime rate and set from your profile at approval.
What is the annual fee for the Amex Blue Cash Everyday?
The Amex Blue Cash Everyday annual fee is $0.
Similar cards
See approval statistics across all cards — approval rates and starting limits by FICO band →
Will you be approved for the Amex Blue Cash Everyday?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.