Capital One Quicksilver — Credit Limit, Score & Approval Odds (2026)
The Capital One Quicksilver is a cash back card from Capital One. Welcome bonus: $200 / $500 in 3 mo.
Based on 8 real reported applications, 75% were approved — median approved FICO 675, median starting limit $4.8k.
Capital One Quicksilver credit limit
Credit Limit — this card
$300 – $20k
The span of limits the Capital One Quicksilver issues. Across 6 reported approvals the median starting limit was $4.8k ($3.8k–$5k typical). Your personal limit depends on your profile — calculate your odds and limit →
Credit score needed for the Capital One Quicksilver
The issuer generally looks for a credit score of 660+. Approved applicants in our data had a median FICO around 675 (range 650–700).
Capital One Quicksilver approval odds
Based on 8 real applications reported for the Capital One Quicksilver, 75% were approved.
Approval rate
75%
8 reported apps
Approved
6
2 denied
Typical approved profile
675 FICO · 21% utilization · 2 recent inquiries — medians across 6 reported approvals. Lowest approved score on record: 650.
How the 2 denied applicants differed
Same medians as the approved profile above, for the applications that were turned down — so the gap is the story, not the raw number.
- Median FICO
- 579-96 pts vs approved
- Median utilization
- 77%+56 pts vs approved
Score is only part of it — utilization, recent inquiries and account age move the odds too.
Real reported Capital One Quicksilver applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Capital One Quicksilver requirements
- Suggested credit score
- 660+
- Min credit history
- 6 months
- Recommended utilization
- under 45%
- Recent hard inquiries
- up to ~5
- Credit limit range
- $300 – $20k
- Annual fee
- $0
- APR
- 19.99%–29.99%
- Welcome bonus
- $200 / $500 in 3 mo
- Reports to
- Experian, TransUnion, Equifax
Capital One Quicksilver approval — FAQ
What credit score do you need for the Capital One Quicksilver?
Approved applicants in our data had a median FICO around 675 (range 650–700). The issuer generally looks for 660+.
What is the credit limit for the Capital One Quicksilver?
The Capital One Quicksilver issues limits from $300 to $20k. Across 6 reported approvals the median starting limit was $4.8k, typically $3.8k–$5k.
How to get approved for the Capital One Quicksilver?
Aim for a credit score around 660+, keep utilization under 45%, keep recent hard inquiries to about 5 or fewer, have at least 6 months of credit history. If you're denied, you can request reconsideration at 1-800-625-7866.
What are the requirements for the Capital One Quicksilver?
Suggested score 660+, at least 6 months of credit history, utilization under 45%, and up to about 5 recent hard inquiries. Annual fee: $0. Reports to Experian, TransUnion, Equifax.
What are the approval odds for the Capital One Quicksilver?
Based on 8 real reported Capital One Quicksilver applications, 75% were approved. Approved applicants had a median FICO of 675 and 21% utilization. Denied applicants had a median FICO of 579 and 77% utilization. Your own odds depend on your full profile — the predictor scores it against this data.
What is the approval rate for the Capital One Quicksilver?
Of 8 reported Capital One Quicksilver applications in our dataset, 75% were approved — the lowest approved score we have on record is 650.
Will you be approved for the Capital One Quicksilver?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.