Amex Blue Cash Preferred — Approval Odds & Credit Limit (2026)
The Amex Blue Cash Preferred is a cash back card from Amex. Welcome bonus: $250 / $3k in 6 mo.
Credit limit range — this card
$1k – $25k
The span of limits the Amex Blue Cash Preferred issues. Your personal limit depends on your profile — calculate your odds and limit →
Approval rate
63%
8 reported apps
Typical score
720
680–750 range
Approved
5
3 denied
Real reported applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Amex Blue Cash Preferred requirements
- Suggested credit score
- 660+
- Min credit history
- 6 months
- Recommended utilization
- under 45%
- Recent hard inquiries
- up to ~6
- Credit limit range
- $1k – $25k
- Annual fee
- $95
- APR
- 19.24%–29.99%
- Welcome bonus
- $250 / $3k in 6 mo
- Reports to
- Experian
Amex Blue Cash Preferred approval — FAQ
What credit score do you need for the Amex Blue Cash Preferred?
Approved applicants in our data had a median FICO around 720 (range 680–750). The issuer generally looks for 660+.
What credit limit does the Amex Blue Cash Preferred give?
This card issues limits from $1k to $25k. Across 5 reported approvals the median starting limit was $8k, typically $6k–$9k.
What is the approval rate for the Amex Blue Cash Preferred?
Of 8 reported Amex Blue Cash Preferred applications in our dataset, 63% were approved.
Will you be approved for the Amex Blue Cash Preferred?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from r/churning, r/CreditCards and myFICO, not the issuer. Not financial advice.