Capital One Venture Rewards — Requirements, Credit Limit & How to Get Approved (2026)
The Capital One Venture Rewards is a travel card from Capital One.
Based on 2 confirmed approvals so far. Statistics appear once we reach 5 approvals. Applied for this card? Add yours →
Capital One Venture Rewards welcome bonus
Earn 75,000 miles after you spend $4,000 on purchases in the first 3 months from account opening.
Capital One publishes no end date for this offer. It runs until the issuer replaces it, which can happen without notice — the terms you see on the application are the ones that bind.
Capital One Venture Rewards APR
The ongoing APR is 19.99%–29.99% — variable with the prime rate, and your exact rate within that range is set from your profile at approval.
Capital One Venture Rewards annual fee
The Capital One Venture Rewards annual fee is $95, billed on the first statement and once a year after that.
Capital One Venture Rewards credit limit
The Capital One Venture Rewards issues $5k – $50k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →
Capital One Venture Rewards requirements
- Suggested credit score
- 700+
- Min credit history
- 12 months
- Recommended utilization
- under 35%
- Recent hard inquiries
- up to ~4
- Credit limit range
- $5k – $50k
- Reports to
- Experian, TransUnion, Equifax
How Capital One decides
Rules Capital One applies across its cards. They decide applications before your score is even weighed.
- Typically one new Capital One card per ~6 months across personal + small-business.
- Often limited to 2 personal Capital One cards at a time (business charge cards excluded).
- Heavily weights recent accounts/inquiries; denies excellent-credit applicants with many new accounts.
What applicants reported
Real reported Capital One Venture Rewards applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
How to apply for the Capital One Venture Rewards
- 1Pre-qualify at capitalone.com
- 2Apply LAST
- 3Denied: 1-800-625-7866
Worth knowing
- Real limit $5k–$20k
- After heavy spend on QS — reported $30k SL
Denied? Capital One takes reconsideration calls at 1-800-625-7866.
Capital One Venture Rewards — FAQ
What is the welcome bonus on the Capital One Venture Rewards?
Earn 75,000 miles after you spend $4,000 on purchases in the first 3 months from account opening. Capital One publishes no end date for it — the offer runs until it is replaced.
What is the APR on the Capital One Venture Rewards?
The ongoing APR is 19.99%–29.99%, variable with the prime rate and set from your profile at approval.
What is the annual fee for the Capital One Venture Rewards?
The Capital One Venture Rewards annual fee is $95.
Similar cards
See approval statistics across all cards — approval rates and starting limits by FICO band →
Will you be approved for the Capital One Venture Rewards?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.