Capital One Venture X Business — Requirements, Credit Limit & How to Get Approved (2026)
The Capital One Venture X Business is a business travel business card from Capital One. Welcome bonus: 150,000 miles / $30k in 3 mo — record!.
Based on 6 confirmed reports so far. Statistics will appear once we have at least 5 reports. Applied for this card? Add yours →
Capital One Venture X Business terms
- Annual fee
- $395
- APR
- Charge card
- Welcome bonus
- 150,000 miles / $30k in 3 mo — record!
Capital One Venture X Business credit limit
The Capital One Venture X Business issues $10k – $100k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →
Capital One Venture X Business requirements
- Suggested credit score
- 700+
- Min credit history
- 12 months
- Recommended utilization
- under 30%
- Recent hard inquiries
- up to ~3
- Credit limit range
- $10k – $100k
- Annual fee
- $395
- APR
- Charge card
- Welcome bonus
- 150,000 miles / $30k in 3 mo — record!
- Reports to
- Experian, TransUnion, Equifax
How Capital One decides
Rules Capital One applies across its cards. They decide applications before your score is even weighed.
- Typically one new Capital One card per ~6 months across personal + small-business.
- Often limited to 2 personal Capital One cards at a time (business charge cards excluded).
- Heavily weights recent accounts/inquiries; denies excellent-credit applicants with many new accounts.
What applicants reported
Real reported Capital One Venture X Business applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
How to apply for the Capital One Venture X Business
- 1Pre-qualify at capitalone.com
- 2Apply LAST
- 3EIN or SSN
- 4Denied: 1-800-625-7866
Worth knowing
- 150k miles record 2026
- Real limit $10k–$40k
Denied? Capital One takes reconsideration calls at 1-800-625-7866.
Similar cards
Will you be approved for the Capital One Venture X Business?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.