Costco Anywhere Visa by Citi — Requirements, Credit Limit & How to Get Approved (2026)
The Costco Anywhere Visa by Citi is a cash back card from Citi.
Based on 4 confirmed approvals so far. Statistics appear once we reach 5 approvals. Applied for this card? Add yours →
Costco Anywhere Visa by Citi welcome bonus
Current offer: No signup bonus.
Citi publishes no end date for this offer. It runs until the issuer replaces it, which can happen without notice — the terms you see on the application are the ones that bind.
Costco Anywhere Visa by Citi APR
The ongoing APR is 20.49% — variable with the prime rate, and your exact rate within that range is set from your profile at approval.
Costco Anywhere Visa by Citi annual fee
The Costco Anywhere Visa by Citi annual fee is $0 (Costco req), billed on the first statement and once a year after that.
Costco Anywhere Visa by Citi credit limit
The Costco Anywhere Visa by Citi issues $500 – $30k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →
Costco Anywhere Visa by Citi requirements
- Suggested credit score
- 660+
- Min credit history
- 12 months
- Recommended utilization
- under 40%
- Recent hard inquiries
- up to ~5
- Credit limit range
- $500 – $30k
- Reports to
- Experian, Equifax
How Citi decides
Rules Citi applies across its cards. They decide applications before your score is even weighed.
- One Citi approval per 8 days; no more than 2 approvals in any 65-day window.
- Citi is inquiry-sensitive: 6+ hard inquiries in last 6 months raises denial risk.
- Many ThankYou/AAdvantage cards: no new-account bonus if earned on that card/family in last 48 months.
What applicants reported
Real reported Costco Anywhere Visa by Citi applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
How to apply for the Costco Anywhere Visa by Citi
- 1Costco membership required
- 2Denied: 1-800-695-5171
Worth knowing
- Real limit $500–$15k
- 4% gas up to $7k/yr
- 3% restaurants + travel
Denied? Citi takes reconsideration calls at 1-800-695-5171.
Costco Anywhere Visa by Citi — FAQ
What is the welcome bonus on the Costco Anywhere Visa by Citi?
Current offer: No signup bonus. Citi publishes no end date for it — the offer runs until it is replaced.
What is the APR on the Costco Anywhere Visa by Citi?
The ongoing APR is 20.49%, variable with the prime rate and set from your profile at approval.
What is the annual fee for the Costco Anywhere Visa by Citi?
The Costco Anywhere Visa by Citi annual fee is $0 (Costco req).
Similar cards
See approval statistics across all cards — approval rates and starting limits by FICO band →
Will you be approved for the Costco Anywhere Visa by Citi?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.