Citi Double Cash — Approval Odds & Credit Limit (2026)
The Citi Double Cash is a cash back card from Citi. Welcome bonus: $200 / $1,500 in 6 mo.
Credit limit range — this card
$500 – $50k
The span of limits the Citi Double Cash issues. Your personal limit depends on your profile — calculate your odds and limit →
Approval rate
67%
12 reported apps
Typical score
750
650–785 range
Approved
8
4 denied
Real reported applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Citi Double Cash requirements
- Suggested credit score
- 650+
- Min credit history
- 6 months
- Recommended utilization
- under 50%
- Recent hard inquiries
- up to ~5
- Credit limit range
- $500 – $50k
- Annual fee
- $0
- APR
- 19.24%–29.24%
- Welcome bonus
- $200 / $1,500 in 6 mo
- Reports to
- Experian, Equifax
Citi Double Cash approval — FAQ
What credit score do you need for the Citi Double Cash?
Approved applicants in our data had a median FICO around 750 (range 650–785). The issuer generally looks for 650+.
What credit limit does the Citi Double Cash give?
This card issues limits from $500 to $50k. Across 8 reported approvals the median starting limit was $9.6k, typically $8k–$11.6k.
What is the approval rate for the Citi Double Cash?
Of 12 reported Citi Double Cash applications in our dataset, 67% were approved.
Will you be approved for the Citi Double Cash?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from r/churning, r/CreditCards and myFICO, not the issuer. Not financial advice.