Wells Fargo Autograph Journey — Approval Odds & Credit Limit (2026)
The Wells Fargo Autograph Journey is a travel card from Wells Fargo. Welcome bonus: 60,000 pts / $4k in 3 mo.
Credit limit range — this card
$2k – $25k
The span of limits the Wells Fargo Autograph Journey issues. Your personal limit depends on your profile — calculate your odds and limit →
Approval rate
71%
7 reported apps
Typical score
748
720–762 range
Approved
5
2 denied
Real reported applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Wells Fargo Autograph Journey requirements
- Suggested credit score
- 680+
- Min credit history
- 12 months
- Recommended utilization
- under 40%
- Recent hard inquiries
- up to ~5
- Credit limit range
- $2k – $25k
- Annual fee
- $95
- APR
- 21.24%–28.24%
- Welcome bonus
- 60,000 pts / $4k in 3 mo
- Reports to
- Experian, TransUnion
Wells Fargo Autograph Journey approval — FAQ
What credit score do you need for the Wells Fargo Autograph Journey?
Approved applicants in our data had a median FICO around 748 (range 720–762). The issuer generally looks for 680+.
What credit limit does the Wells Fargo Autograph Journey give?
This card issues limits from $2k to $25k. Across 5 reported approvals the median starting limit was $15k, typically $12k–$16k.
What is the approval rate for the Wells Fargo Autograph Journey?
Of 7 reported Wells Fargo Autograph Journey applications in our dataset, 71% were approved.
Will you be approved for the Wells Fargo Autograph Journey?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from r/churning, r/CreditCards and myFICO, not the issuer. Not financial advice.