Wells Fargo Active Cash — Approval Odds & Credit Limit (2026)
The Wells Fargo Active Cash is a cash back card from Wells Fargo. Welcome bonus: $200 / $500 in 3 mo.
Credit limit range — this card
$1k – $25k
The span of limits the Wells Fargo Active Cash issues. Your personal limit depends on your profile — calculate your odds and limit →
Approval rate
69%
13 reported apps
Typical score
730
691–780 range
Approved
9
4 denied
Real reported applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Wells Fargo Active Cash requirements
- Suggested credit score
- 660+
- Min credit history
- 6 months
- Recommended utilization
- under 45%
- Recent hard inquiries
- up to ~5
- Credit limit range
- $1k – $25k
- Annual fee
- $0
- APR
- 20.24%–29.99%
- Welcome bonus
- $200 / $500 in 3 mo
- Reports to
- Experian, TransUnion
Wells Fargo Active Cash approval — FAQ
What credit score do you need for the Wells Fargo Active Cash?
Approved applicants in our data had a median FICO around 730 (range 691–780). The issuer generally looks for 660+.
What credit limit does the Wells Fargo Active Cash give?
This card issues limits from $1k to $25k. Across 9 reported approvals the median starting limit was $8.3k, typically $7k–$10.5k.
What is the approval rate for the Wells Fargo Active Cash?
Of 13 reported Wells Fargo Active Cash applications in our dataset, 69% were approved.
Will you be approved for the Wells Fargo Active Cash?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from r/churning, r/CreditCards and myFICO, not the issuer. Not financial advice.