US Bank · Business Cash Back

US Bank Triple Cash Rewards Visa Business — Requirements, Credit Limit & How to Get Approved (2026)

The US Bank Triple Cash Rewards Visa Business is a business cash back card from US Bank.

Based on 4 confirmed approvals so far. Statistics appear once we reach 5 approvals. Applied for this card? Add yours →

US Bank Triple Cash Rewards Visa Business welcome bonus

Earn $500 after you spend $4,500 on purchases in the first 150 days from account opening.

US Bank publishes no end date for this offer. It runs until the issuer replaces it, which can happen without notice — the terms you see on the application are the ones that bind.

US Bank Triple Cash Rewards Visa Business APR

The ongoing APR is 0% intro 15 billing cycles, then variable — variable with the prime rate, and your exact rate within that range is set from your profile at approval.

US Bank Triple Cash Rewards Visa Business annual fee

The US Bank Triple Cash Rewards Visa Business annual fee is $0 — no yearly cost to keep the account open.

US Bank Triple Cash Rewards Visa Business credit limit

The US Bank Triple Cash Rewards Visa Business issues $2k – $50k. Your own limit depends on your income, how much of your existing credit you use, and how long your accounts have been open — calculate your odds and limit →

US Bank Triple Cash Rewards Visa Business requirements

Suggested credit score
700+
Min credit history
12 months
Recommended utilization
under 30%
Recent hard inquiries
up to ~3
Credit limit range
$2k – $50k
Reports to
Experian
Official application page

What applicants reported

Real reported US Bank Triple Cash Rewards Visa Business applications

Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.

720 FICOutil 8%2 inq
Approved $25k
738 FICOutil 8%2 inq
Approved $20k
752 FICOutil 6%1 inq
Approved $25k
672 FICOutil 32%5 inq
Denied
660 FICOutil 30%4 inq
Denied

How to apply for the US Bank Triple Cash Rewards Visa Business

  1. 1US Bank business checking first
  2. 2Apply in-branch — reported to help
  3. 3Denied: 1-800-947-1444

Worth knowing

Denied? US Bank takes reconsideration calls at 1-800-947-1444.

US Bank Triple Cash Rewards Visa Business — FAQ

What is the welcome bonus on the US Bank Triple Cash Rewards Visa Business?

Earn $500 after you spend $4,500 on purchases in the first 150 days from account opening. US Bank publishes no end date for it — the offer runs until it is replaced.

What is the APR on the US Bank Triple Cash Rewards Visa Business?

The ongoing APR is 0% intro 15 billing cycles, then variable, variable with the prime rate and set from your profile at approval.

What is the annual fee for the US Bank Triple Cash Rewards Visa Business?

The US Bank Triple Cash Rewards Visa Business annual fee is $0.

See approval statistics across all cards — approval rates and starting limits by FICO band →

Will you be approved for the US Bank Triple Cash Rewards Visa Business?

Enter your profile in the predictor for your personal approval odds and expected limit.

Calculate your odds and limit

Approval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.