Robinhood Gold Visa — Credit Limit, Score & Approval Odds (2026)
The Robinhood Gold Visa is a cash back card from Coastal CB / Robinhood.
Based on 11 real reported applications, 73% were approved — median approved FICO 694, median starting limit $6k.
Robinhood Gold Visa credit limit
Typical starting limit — 8 reported approvals
$6k
Middle half of reported approvals: $5k–$7.4k. Lowest reported $3.5k, highest $10k. Coastal CB / Robinhood publishes a $500 – $15k range for the card. Your personal limit depends on your profile — calculate your odds and limit →
Credit score needed for the Robinhood Gold Visa
The issuer generally looks for a credit score of 640+. Approved applicants in our data had a median FICO around 694 (range 650–720).
Robinhood Gold Visa approval odds
Based on 11 real applications reported for the Robinhood Gold Visa, 73% were approved.
Approval rate
73%
11 reported apps
Approved
8
3 denied
Typical approved profile
694 FICO · 14% utilization · 2 recent inquiries — medians across 8 reported approvals. Lowest approved score on record: 650.
How the 3 denied applicants differed
Same medians as the approved profile above, for the applications that were turned down — so the gap is the story, not the raw number.
- Median FICO
- 610-84 pts vs approved
- Median utilization
- 48%+34 pts vs approved
Score is only part of it — utilization, recent inquiries and account age move the odds too.
Real reported Robinhood Gold Visa applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Robinhood Gold Visa welcome bonus
Current offer: 3% on EVERYTHING — best flat-rate USA.
Coastal CB / Robinhood publishes no end date for this offer. It runs until the issuer replaces it, which can happen without notice — the terms you see on the application are the ones that bind.
Robinhood Gold Visa APR
The ongoing APR is 29.99% — variable with the prime rate, and your exact rate within that range is set from your profile at approval.
Robinhood Gold Visa annual fee
The Robinhood Gold Visa annual fee is $0 (Gold $5/mo), billed on the first statement and once a year after that.
Robinhood Gold Visa requirements
- Suggested credit score
- 640+
- Min credit history
- 6 months
- Recommended utilization
- under 50%
- Recent hard inquiries
- up to ~6
- Credit limit range
- $500 – $15k
- Reports to
- Experian
Robinhood Gold Visa approval — FAQ
What credit score do you need for the Robinhood Gold Visa?
Approved applicants in our data had a median FICO around 694 (range 650–720). The issuer generally looks for 640+.
What is the credit limit for the Robinhood Gold Visa?
The Robinhood Gold Visa issues limits from $500 to $15k. Across 8 reported approvals the median starting limit was $6k, typically $5k–$7.4k.
How to get approved for the Robinhood Gold Visa?
Aim for a credit score around 640+, keep utilization under 50%, keep recent hard inquiries to about 6 or fewer, have at least 6 months of credit history. If you're denied, you can request reconsideration at Robinhood app support.
What are the requirements for the Robinhood Gold Visa?
Suggested score 640+, at least 6 months of credit history, utilization under 50%, and up to about 6 recent hard inquiries. Reports to Experian.
What are the approval odds for the Robinhood Gold Visa?
Based on 11 real reported Robinhood Gold Visa applications, 73% were approved. Approved applicants had a median FICO of 694 and 14% utilization. Denied applicants had a median FICO of 610 and 48% utilization. Your own odds depend on your full profile — the predictor scores it against this data.
What is the approval rate for the Robinhood Gold Visa?
Of 11 reported Robinhood Gold Visa applications in our dataset, 73% were approved — the lowest approved score we have on record is 650.
What is the welcome bonus on the Robinhood Gold Visa?
Current offer: 3% on EVERYTHING — best flat-rate USA. Coastal CB / Robinhood publishes no end date for it — the offer runs until it is replaced.
What is the APR on the Robinhood Gold Visa?
The ongoing APR is 29.99%, variable with the prime rate and set from your profile at approval.
What is the annual fee for the Robinhood Gold Visa?
The Robinhood Gold Visa annual fee is $0 (Gold $5/mo).
See approval statistics across all cards — approval rates and starting limits by FICO band →
Will you be approved for the Robinhood Gold Visa?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.