BofA Customized Cash Rewards — Approval Odds & Credit Limit (2026)
The BofA Customized Cash Rewards is a cash back card from BofA. Welcome bonus: $200 / $1k in 90 days.
Credit limit range — this card
$1k – $25k
The span of limits the BofA Customized Cash Rewards issues. Your personal limit depends on your profile — calculate your odds and limit →
Approval rate
56%
9 reported apps
Typical score
740
700–758 range
Approved
5
4 denied
Real reported applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
BofA Customized Cash Rewards requirements
- Suggested credit score
- 660+
- Min credit history
- 6 months
- Recommended utilization
- under 45%
- Recent hard inquiries
- up to ~5
- Credit limit range
- $1k – $25k
- Annual fee
- $0
- APR
- 19.24%–29.24%
- Welcome bonus
- $200 / $1k in 90 days
- Reports to
- Experian, TransUnion
BofA Customized Cash Rewards approval — FAQ
What credit score do you need for the BofA Customized Cash Rewards?
Approved applicants in our data had a median FICO around 740 (range 700–758). The issuer generally looks for 660+.
What credit limit does the BofA Customized Cash Rewards give?
This card issues limits from $1k to $25k. Across 5 reported approvals the median starting limit was $12k, typically $10k–$14k.
What is the approval rate for the BofA Customized Cash Rewards?
Of 9 reported BofA Customized Cash Rewards applications in our dataset, 56% were approved.
Will you be approved for the BofA Customized Cash Rewards?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from r/churning, r/CreditCards and myFICO, not the issuer. Not financial advice.