Amazon Prime Rewards Visa Signature — Credit Limit, Score & Approval Odds (2026)
The Amazon Prime Rewards Visa Signature is a cash back card from Chase.
Based on 7 real reported applications, 71% were approved — median approved FICO 691, median starting limit $8.5k.
Amazon Prime Rewards Visa Signature credit limit
Typical starting limit — 5 reported approvals
$8.5k
Middle half of reported approvals: $8k–$10k. Lowest reported $7k, highest $10k. Chase publishes a $500 – $25k range for the card. Your personal limit depends on your profile — calculate your odds and limit →
Credit score needed for the Amazon Prime Rewards Visa Signature
The issuer generally looks for a credit score of 640+. Approved applicants in our data had a median FICO around 691 (range 670–718).
Amazon Prime Rewards Visa Signature approval odds
Based on 7 real applications reported for the Amazon Prime Rewards Visa Signature, 71% were approved.
Approval rate
71%
7 reported apps
Approved
5
2 denied
Typical approved profile
691 FICO · 14% utilization · 2 recent inquiries — medians across 5 reported approvals. Lowest approved score on record: 670.
How the 2 denied applicants differed
Same medians as the approved profile above, for the applications that were turned down — so the gap is the story, not the raw number.
- Median FICO
- 589-102 pts vs approved
- Median utilization
- 62%+48 pts vs approved
Score is only part of it — utilization, recent inquiries and account age move the odds too.
Real reported Amazon Prime Rewards Visa Signature applications
Anonymous data points from public forums — score, utilization and outcome. These are other applicants, not a personal estimate.
Amazon Prime Rewards Visa Signature welcome bonus
Current offer: $250 gift card instant upon approval.
Chase publishes no end date for this offer. It runs until the issuer replaces it, which can happen without notice — the terms you see on the application are the ones that bind.
Amazon Prime Rewards Visa Signature APR
The ongoing APR is 20.49%–29.24% — variable with the prime rate, and your exact rate within that range is set from your profile at approval.
Amazon Prime Rewards Visa Signature annual fee
The Amazon Prime Rewards Visa Signature annual fee is $0 (Prime req), billed on the first statement and once a year after that.
Amazon Prime Rewards Visa Signature requirements
- Suggested credit score
- 640+
- Min credit history
- 6 months
- Recommended utilization
- under 50%
- Recent hard inquiries
- up to ~6
- Credit limit range
- $500 – $25k
- Reports to
- Experian
Amazon Prime Rewards Visa Signature approval — FAQ
What credit score do you need for the Amazon Prime Rewards Visa Signature?
Approved applicants in our data had a median FICO around 691 (range 670–718). The issuer generally looks for 640+.
What is the credit limit for the Amazon Prime Rewards Visa Signature?
The Amazon Prime Rewards Visa Signature issues limits from $500 to $25k. Across 5 reported approvals the median starting limit was $8.5k, typically $8k–$10k.
How to get approved for the Amazon Prime Rewards Visa Signature?
Aim for a credit score around 640+, keep utilization under 50%, keep recent hard inquiries to about 6 or fewer, have at least 6 months of credit history. If you're denied, you can request reconsideration at 1-888-247-4080.
What are the requirements for the Amazon Prime Rewards Visa Signature?
Suggested score 640+, at least 6 months of credit history, utilization under 50%, and up to about 6 recent hard inquiries. Reports to Experian.
What are the approval odds for the Amazon Prime Rewards Visa Signature?
Based on 7 real reported Amazon Prime Rewards Visa Signature applications, 71% were approved. Approved applicants had a median FICO of 691 and 14% utilization. Denied applicants had a median FICO of 589 and 62% utilization. Your own odds depend on your full profile — the predictor scores it against this data.
What is the approval rate for the Amazon Prime Rewards Visa Signature?
Of 7 reported Amazon Prime Rewards Visa Signature applications in our dataset, 71% were approved — the lowest approved score we have on record is 670.
What is the welcome bonus on the Amazon Prime Rewards Visa Signature?
Current offer: $250 gift card instant upon approval. Chase publishes no end date for it — the offer runs until it is replaced.
What is the APR on the Amazon Prime Rewards Visa Signature?
The ongoing APR is 20.49%–29.24%, variable with the prime rate and set from your profile at approval.
What is the annual fee for the Amazon Prime Rewards Visa Signature?
The Amazon Prime Rewards Visa Signature annual fee is $0 (Prime req).
See approval statistics across all cards — approval rates and starting limits by FICO band →
Will you be approved for the Amazon Prime Rewards Visa Signature?
Enter your profile in the predictor for your personal approval odds and expected limit.
Calculate your odds and limitApproval data is crowdsourced from myFICO and verified clients, not the issuer. Not financial advice.